:root{
  --gold:#F4C430;--gold-deep:#C9A227;--gold-soft:#FFE680;
  --bg:#0B0B0E;--bg-2:#15151B;--bg-3:#1E1E27;
  --text:#F4F4F6;--muted:#A9A9B6;--line:#2A2A36;
  --green:#00A859;--red:#E63946;--blue:#1E88E5;
  --radius:14px;--shadow:0 8px 30px rgba(0,0,0,.4);
  --font:'Segoe UI',Roboto,system-ui,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0;min-width:0}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--gold);color:#000;padding:10px 16px;font-weight:800;z-index:100;border-radius:0 0 8px 0}
.skip-link:focus{left:0}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.menu a,.cta-btn,.burger{min-height:44px;display:inline-flex;align-items:center}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.65;font-size:16px;overflow-x:hidden}
img,svg,video{max-width:100%;height:auto;display:block}
a{color:var(--gold);text-decoration:none}
a:hover{color:var(--gold-soft);text-decoration:underline}
.wrap{max-width:1200px;margin:0 auto;padding:0 16px}

/* HEADER */
.site-header{position:sticky;top:0;z-index:50;background:rgba(11,11,14,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:10px 16px;gap:12px;max-width:1200px;margin:0 auto;flex-wrap:wrap}
.brand{display:inline-flex;align-items:center;font-weight:800;font-size:0;color:var(--gold);line-height:0}
.brand img{width:64px;height:64px;border-radius:10px;background:#000;object-fit:contain}
@media(max-width:880px){.brand img{width:54px;height:54px}}
.menu{display:flex;gap:6px;flex-wrap:wrap}
.menu a{color:var(--text);font-size:14px;padding:8px 10px;border-radius:8px;font-weight:500}
.menu a:hover{background:var(--bg-2);text-decoration:none}
.cta-btn{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#000!important;font-weight:800;padding:11px 18px;border-radius:10px;display:inline-block;text-transform:uppercase;letter-spacing:.5px;font-size:14px;box-shadow:0 4px 14px rgba(244,196,48,.3);transition:.2s}
.cta-btn:hover{transform:translateY(-2px);text-decoration:none;color:#000!important}
.cta-mobile{display:none}
.burger{display:none;background:transparent;border:0;color:var(--gold);font-size:28px;cursor:pointer;padding:4px 8px}

@media(max-width:880px){
  .menu{display:none;width:100%;flex-direction:column;background:var(--bg-2);padding:10px;border-radius:10px;margin-top:8px}
  .menu.open{display:flex}
  .menu a{padding:12px 14px;border-bottom:1px solid var(--line)}
  .burger{display:block;order:2}
  .cta-mobile{display:inline-block;order:3;font-size:12px;padding:9px 12px}
  .cta-desktop{display:none}
  .brand{order:1;font-size:18px}
}

/* HERO */
.hero{position:relative;padding:60px 0 50px;background:radial-gradient(1200px 600px at 20% -10%,rgba(244,196,48,.18),transparent),radial-gradient(800px 400px at 90% 10%,rgba(0,168,89,.12),transparent),var(--bg);overflow:hidden}
.hero.has-bg{padding:80px 0 70px}
.hero.has-bg .hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.55;z-index:0}
.hero.has-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,11,14,.35) 0%,rgba(11,11,14,.78) 100%);z-index:0}
.hero.has-bg > *{position:relative;z-index:1}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
.hero h1{font-size:clamp(28px,4.4vw,46px);line-height:1.15;font-weight:900;margin-bottom:18px;background:linear-gradient(120deg,var(--gold),#fff 60%,var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{font-size:18px;color:var(--muted);margin-bottom:24px;max-width:600px}
.hero-badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.badge{background:var(--bg-2);border:1px solid var(--line);padding:8px 14px;border-radius:30px;font-size:13px;color:var(--muted)}
.badge b{color:var(--gold)}
.hero-art{background:linear-gradient(160deg,#1a1a25,#0e0e15);border-radius:20px;padding:28px;border:1px solid var(--line);box-shadow:var(--shadow)}
@media(max-width:880px){.hero-grid{grid-template-columns:1fr}.hero{padding:36px 0 30px}}

/* SECTIONS */
section{padding:50px 0}
section h2{font-size:clamp(22px,3.2vw,34px);margin-bottom:14px;font-weight:800;color:#fff}
section h2 .accent{color:var(--gold)}
section .sub{color:var(--muted);max-width:780px;margin-bottom:28px;font-size:16px}
section h3{font-size:22px;margin:26px 0 12px;color:var(--gold-soft)}
section p{margin-bottom:14px;color:#dcdce4}
section ul,section ol{margin:10px 0 16px 22px}
section li{margin-bottom:8px;color:#dcdce4}

/* CARDS */
.cards{display:grid;gap:18px}
.cards.c-2{grid-template-columns:repeat(2,1fr)}
.cards.c-3{grid-template-columns:repeat(3,1fr)}
.cards.c-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:880px){.cards.c-2,.cards.c-3,.cards.c-4{grid-template-columns:1fr}}
.card{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px;transition:.2s}
.card:hover{border-color:var(--gold);transform:translateY(-4px)}
.card .ico{width:46px;height:46px;border-radius:10px;background:linear-gradient(135deg,var(--gold),var(--gold-deep));display:flex;align-items:center;justify-content:center;color:#000;font-weight:900;font-size:22px;margin-bottom:14px}
.card h4{font-size:18px;margin-bottom:8px;color:#fff}
.card p{font-size:14px;color:var(--muted)}

/* TABLE */
.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--line);margin:18px 0 26px;background:var(--bg-2);-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;min-width:520px;font-size:14.5px}
thead th{background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#000;padding:12px 14px;text-align:left;font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.4px}
tbody td{padding:12px 14px;border-bottom:1px solid var(--line);color:#e4e4ec}
tbody tr:nth-child(even){background:rgba(255,255,255,.02)}
tbody tr:hover{background:rgba(244,196,48,.06)}
tbody td b{color:var(--gold)}
.tag-yes{background:rgba(0,168,89,.18);color:#5ee29a;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:700}
.tag-no{background:rgba(230,57,70,.18);color:#ff8a93;padding:3px 10px;border-radius:20px;font-size:12px;font-weight:700}
.tag-gold{background:rgba(244,196,48,.18);color:var(--gold);padding:3px 10px;border-radius:20px;font-size:12px;font-weight:700}

/* DIAGRAM */
.diagram{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:18px 0 26px}
.diagram-title{font-size:15px;color:var(--gold);font-weight:700;margin-bottom:14px;text-transform:uppercase;letter-spacing:.5px}
.bars-wrap{overflow-x:auto;padding:30px 8px 42px;-webkit-overflow-scrolling:touch}
.bars{display:flex;align-items:flex-end;gap:12px;height:220px;border-bottom:1px dashed var(--line);min-width:100%}
.bar{flex:1 0 64px;background:linear-gradient(180deg,var(--gold),var(--gold-deep));border-radius:8px 8px 0 0;position:relative;min-height:24px;transition:.3s}
.bar:hover{filter:brightness(1.2)}
.bar span{position:absolute;top:-24px;left:-6px;right:-6px;text-align:center;font-size:11px;color:var(--gold);font-weight:700;white-space:nowrap}
.bar small{position:absolute;bottom:-30px;left:-10px;right:-10px;text-align:center;font-size:10.5px;color:var(--muted);line-height:1.15;white-space:nowrap}
@media(max-width:600px){
  .bars{height:180px;gap:10px}
  .bar{flex:1 0 56px}
  .bar span{font-size:10.5px}
  .bar small{font-size:9.5px}
  .bars-wrap{padding:28px 8px 40px}
}

.donut-row{display:grid;grid-template-columns:200px 1fr;gap:24px;align-items:center}
@media(max-width:680px){.donut-row{grid-template-columns:1fr}}
.donut-legend li{list-style:none;display:flex;align-items:center;gap:10px;padding:6px 0;font-size:14px;color:#dcdce4}
.dot{width:12px;height:12px;border-radius:3px;display:inline-block;flex-shrink:0}

.timeline{display:grid;gap:14px}
.tl-step{display:grid;grid-template-columns:50px 1fr;gap:14px;align-items:start}
.tl-num{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-deep));color:#000;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:18px}
.tl-body h5{font-size:16px;color:#fff;margin-bottom:4px}
.tl-body p{font-size:14px;color:var(--muted)}

/* FAQ */
.faq details{background:var(--bg-2);border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
.faq details[open]{border-color:var(--gold)}
.faq summary{cursor:pointer;font-weight:700;color:#fff;font-size:16px;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";color:var(--gold);font-size:24px;font-weight:800}
.faq details[open] summary::after{content:"−"}
.faq details p{margin-top:10px;color:var(--muted);font-size:14.5px}

/* AUTHOR BLOCK */
.author-mini{display:flex;gap:14px;align-items:center;background:var(--bg-2);border:1px solid var(--line);padding:16px;border-radius:var(--radius);margin:24px 0}
.author-mini img{width:64px;height:64px;border-radius:50%;border:2px solid var(--gold);object-fit:cover}
.author-mini h5{color:var(--gold);font-size:15px}
.author-mini p{font-size:13px;color:var(--muted)}

/* CTA strip */
.cta-strip{background:linear-gradient(120deg,var(--gold) 0%,var(--gold-deep) 100%);color:#000;padding:30px;border-radius:var(--radius);text-align:center;margin:30px 0}
.cta-strip h3{color:#000;font-size:26px;margin-bottom:10px}
.cta-strip p{color:#1a1a1a;margin-bottom:18px;font-size:15px}
.cta-strip .cta-btn{background:#000;color:var(--gold)!important;box-shadow:none}

/* FOOTER */
.site-footer{background:linear-gradient(180deg,#07070a 0%,#000 100%);border-top:1px solid var(--line);padding:0;margin-top:60px;position:relative}
.site-footer::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent 0%,var(--gold) 50%,transparent 100%)}
.foot-providers{padding:24px 0;border-bottom:1px solid var(--line);text-align:center}
.foot-providers small{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:1px;margin-bottom:14px}
.foot-providers .row{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 22px;align-items:center}
.foot-providers .row span{color:var(--muted);font-size:14px;font-weight:700;letter-spacing:.5px;padding:8px 14px;border:1px solid var(--line);border-radius:8px;background:rgba(255,255,255,.02);transition:.2s}
.foot-providers .row span:hover{color:var(--gold);border-color:var(--gold)}
.foot-pay{padding:18px 0;border-bottom:1px solid var(--line);text-align:center}
.foot-pay small{display:block;color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:1px;margin-bottom:10px}
.foot-pay .row{display:flex;justify-content:center;flex-wrap:wrap;gap:8px 18px;align-items:center}
.foot-pay .pay{padding:7px 12px;background:rgba(244,196,48,.06);border:1px solid rgba(244,196,48,.25);border-radius:6px;color:var(--gold);font-size:12px;font-weight:700;letter-spacing:.4px}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px;padding:46px 0 32px}
@media(max-width:880px){.foot-grid{grid-template-columns:1fr 1fr;gap:28px}.foot-grid > div:first-child{grid-column:1/-1;text-align:center}.foot-grid > div:first-child .foot-cta{justify-content:center}.foot-grid > div:first-child .foot-social{justify-content:center}}
@media(max-width:480px){.foot-grid{grid-template-columns:1fr}}
.foot-col h6{color:var(--gold);font-size:13px;text-transform:uppercase;margin-bottom:18px;letter-spacing:1.2px;position:relative;padding-bottom:10px}
.foot-col h6::after{content:"";position:absolute;left:0;bottom:0;width:30px;height:2px;background:var(--gold)}
@media(max-width:880px){.foot-grid > div:first-child .foot-col-brand{text-align:center}.foot-grid > div:first-child h6::after{left:50%;transform:translateX(-50%)}}
.foot-col a{display:block;color:#c4c4cf;font-size:14px;margin-bottom:10px;padding-left:14px;position:relative;transition:.2s}
.foot-col a::before{content:"›";position:absolute;left:0;color:var(--gold-deep);transition:.2s}
.foot-col a:hover{color:var(--gold);padding-left:18px;text-decoration:none}
.foot-col a:hover::before{color:var(--gold);transform:translateX(2px)}
.foot-col p{color:var(--muted);font-size:13.5px;line-height:1.6;margin-bottom:14px}
.foot-col .brand{margin-bottom:14px;font-size:22px}
.foot-cta{display:flex;gap:8px;margin-top:14px}
.foot-cta .cta-btn{padding:10px 14px;font-size:12px}
.foot-social{display:flex;gap:10px;margin-top:18px}
.foot-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.04);border:1px solid var(--line);display:inline-flex;align-items:center;justify-content:center;color:var(--muted);font-size:14px;padding:0;margin:0;transition:.2s}
.foot-social a::before{content:none}
.foot-social a:hover{color:var(--gold);border-color:var(--gold);background:rgba(244,196,48,.08);transform:translateY(-2px);padding-left:0}
.foot-licence{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
@media(max-width:680px){.foot-licence{grid-template-columns:1fr;text-align:center;gap:14px}}
.foot-licence .lic-badges{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
@media(max-width:680px){.foot-licence .lic-badges{justify-content:center}}
.foot-licence .lic-badge{padding:6px 12px;background:rgba(0,168,89,.1);border:1px solid rgba(0,168,89,.4);color:#5ee29a;font-size:11px;font-weight:700;border-radius:4px;letter-spacing:.5px}
.foot-licence .lic-badge.warn{background:rgba(230,57,70,.1);border-color:rgba(230,57,70,.4);color:#ff8a93}
.foot-licence .lic-text{color:var(--muted);font-size:12.5px;line-height:1.6}
.foot-bottom{padding:20px 0 30px;text-align:center}
.foot-bottom .age{background:linear-gradient(135deg,var(--red),#c91824);color:#fff;font-weight:900;width:54px;height:54px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:16px;box-shadow:0 4px 14px rgba(230,57,70,.3);border:2px solid #fff2}
.foot-bottom p{color:var(--muted);font-size:13px;line-height:1.65;max-width:760px;margin:0 auto 8px}
.foot-bottom .copy{font-size:12px;color:#6c6c7a;margin-top:14px;padding-top:14px;border-top:1px solid var(--line);max-width:none}
.foot-bottom .support-line{font-size:13px;color:#dcdce4;margin-top:6px}
.foot-bottom .support-line b{color:var(--gold)}

/* breadcrumbs */
.crumbs{padding:14px 0;font-size:13px;color:var(--muted)}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--gold)}

/* responsive utility */
@media(max-width:600px){
  .wrap{padding:0 14px}
  section{padding:36px 0}
  .hero{padding:30px 0 24px}
  .card{padding:18px}
  table{font-size:13.5px;min-width:480px}
  thead th,tbody td{padding:10px}
  .cta-strip{padding:22px 16px}
  .cta-strip h3{font-size:22px}
}